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Our platform

Trusted Partners

We are working with trusted partners across ASEAN countries and globally


Integrated e-wallet, QR payments, bank accounts, and credit cards on our platform

Legally Compliant

Inception Group companies hold e-money and remittance licenses in key SEA and EU countries


We can process transfers of all sizes from small to large ticket sizes

Customized Experience

We offer tailored solutions for our customers’ specific money transfer needs

In 2023 we have processed...


in Transaction Value


in Number of Transactions


in Number of Countries

Executive Team

We have a team of fintech professionals with a diverse regional and local expertise based across the ASEAN region and globally

Chatchaval Jiaravanon


Naushad Hussain

Group COO

Bernard Sumayao

CEO, Philippines

Artem Razgovorov

Regional Director

Eduardo Cobangbang

Country Manager, Philippines


Head of B2B and Partnerships, Indonesia

Rayizam Mansyur

Head of IT and Business, Indonesia

Mutiara Lestari

Head of Human Resources and Finance, Indonesia


Our vision is to become the world’s most interoperable, efficient, and cost-effective payment solution provider


Our mission is to spread financial inclusivity to ASEAN countries and around the globe. We do this through in-depth customer research around the globe, providing a differentiated and more efficient financial service


We started as a small but agile fintech company headquartered in Thailand, but having bases across ASEAN pacific, including countries: Indonesia, Philippines, Singapore, and more.

Join our growing team!

With our ever-expanding network, we aim to make financial services more accessible to all.

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